Terms and Conditions
Last updated: August 2026
By accessing or using this website, you agree to these terms. If you do not agree, please do not use the site.
Educational purpose only
The content on this website is provided for general educational and informational purposes only. It is not investment advice, tax advice, legal advice, or a recommendation or offer to buy or sell any security or insurance product. Nothing on this site creates an advisory or client relationship; that relationship is established only through a separate, signed engagement or application.
Insurance and securities disclosures
Insurance products are offered through licensed insurance professionals. Securities related services are offered through appropriately registered representatives holding FINRA Series 6 and Series 63 registrations. Products and services may not be available in every situation, and all applications are subject to underwriting and eligibility requirements. Policy guarantees are based on the claims paying ability of the issuing insurance company.
No guarantee of results
Any figures, projections, or calculator outputs shown on this site are hypothetical illustrations only. They assume hypothetical rates of return, are not guarantees of future performance, and do not represent the results of any specific product. Investing involves risk, including possible loss of principal. Variable universal life insurance is sold by prospectus only.
Government programs
Information about Trump Accounts and other government programs is based on published federal guidance as of the date written and may change. Kids Retirement Plan is an independent private practice and is not affiliated with, endorsed by, or connected to the United States government, the Department of the Treasury, the Internal Revenue Service, or trumpaccounts.gov. Always refer to official government sources for current program rules.
Use of the site
You agree to use this site lawfully and not to interfere with its operation, attempt to gain unauthorized access, or use automated tools to scrape or misuse its content. All content, design, and branding on this site are the property of Kids Retirement Plan and may not be reproduced without permission.
Third party links
This site may link to third party websites, including government resources. We are not responsible for the content or practices of those sites.
Limitation of liability
To the fullest extent permitted by law, Kids Retirement Plan is not liable for any damages arising from your use of this website or reliance on its content. Your sole remedy for dissatisfaction with the site is to stop using it.
Changes
We may update these terms at any time by posting a revised version on this page. Continued use of the site after changes means you accept the updated terms.
Contact
Questions about these terms: ofiroved@gmail.com · 917.652.2257 · 15 Canterbury Road, Suite D6, Great Neck, NY 11021
Parents who started early
"We wanted to start planning for our son's future while he was still young, but we had no idea where to begin. The team explained everything clearly and helped us find an option that made sense for our family and our budget."
"I really appreciated how patient and informative the whole process was. There was no pressure at all, and every question I had was answered in a way that was easy to understand."
"The team was professional, knowledgeable, and very easy to talk to. I never felt like I was being sold something. It felt more like a conversation about what was best for our family."
"Great experience from beginning to end. They answered all of our questions and helped us choose a plan that fit comfortably into our monthly budget."
"I wish someone had explained this type of planning to me years ago. Starting something for our kids now gives us a lot more peace of mind."
"As a new mom, I have been thinking a lot more about my child's future. Getting a plan in place gave me a sense that we are starting on the right foot."
"We have three kids, so finding something realistic for our budget was important. The team listened to us and helped us understand what options made sense for our situation."
"One of the best things we have done for our family's long term planning. The process was simple, the explanations were clear, and we felt comfortable asking as many questions as we needed."