What could your child's account become?
Move the sliders. Every figure is a hypothetical illustration, not a promise, and that is exactly why the math is worth seeing.
The $1,000 applies to eligible U.S. citizen children born 2025 to 2028 when claimed correctly.
Hypothetical illustration only. Assumes monthly contributions from your child's current age to age 65 with returns compounded monthly at the selected rate, plus the optional one time $1,000 at the start. Does not represent any specific investment or product, does not account for taxes, fees, or inflation, and is not a guarantee of future results. Investing involves risk, including possible loss of principal.
Three things this calculator teaches
Time does the heavy lifting
Slide the age from 0 to 10 and watch the final number fall by roughly half. The earliest dollars are the most powerful ones your family will ever invest.
Small amounts are enough
Even $50 a month, started at birth, grows into a hypothetical six figure sum by adulthood and far beyond by retirement. Consistency beats size.
The $1,000 head start matters
Toggle the Trump Account contribution and see what one early deposit compounds into over six decades. Here is how to claim it.
The calculator shows the math. We build the plan.
In one free session we turn these hypothetical numbers into a real, sustainable plan for your child, sized to your budget.
See What Your Child Qualifies For →About these numbers
Why do you call the returns hypothetical?
What rate should I use?
Does this include taxes and fees?
Which account should the money actually go into?
Like what the math says?
Book a free consultation and see these numbers rebuilt around your real family.
Book a Free Consultation →Parents who started early
"We wanted to start planning for our son's future while he was still young, but we had no idea where to begin. The team explained everything clearly and helped us find an option that made sense for our family and our budget."
"I really appreciated how patient and informative the whole process was. There was no pressure at all, and every question I had was answered in a way that was easy to understand."
"The team was professional, knowledgeable, and very easy to talk to. I never felt like I was being sold something. It felt more like a conversation about what was best for our family."
"Great experience from beginning to end. They answered all of our questions and helped us choose a plan that fit comfortably into our monthly budget."
"I wish someone had explained this type of planning to me years ago. Starting something for our kids now gives us a lot more peace of mind."
"As a new mom, I have been thinking a lot more about my child's future. Getting a plan in place gave me a sense that we are starting on the right foot."
"We have three kids, so finding something realistic for our budget was important. The team listened to us and helped us understand what options made sense for our situation."
"One of the best things we have done for our family's long term planning. The process was simple, the explanations were clear, and we felt comfortable asking as many questions as we needed."